Nom de Plumber is a Nom de Plume.
Gee, I wish that lenders would also target me for a fraudulent loan. What is not to like?
I can use the loan to buy a home with negligible downpayment, default on the loan in order to live in it for free, demand principal or interest forgiveness, and then have the servicer compensate me for such suffering.
Where can I sign up?